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Credit analysts assess and make decisions about customer credit applications using a range of criteria including the purpose of the application, credit viability, customer payment history and customer credit-worthiness.
The responsibilities of the credit analyst include analysing credit data and financial information of persons or companies that are applying for credit or loans.
The Day-to-Day task of a Credit Analyst would be:
Qualifications.
Credit analysts need at least a bachelor’s degree. This degree should be in a field, such as finance, accounting, or business. Areas of study that credit analysts will need to be familiar with include:
Key skills for credit analysts.
We seek adaptable, confident, reliable and motivated graduates with strong time management skills, a very good eye for detail and the ability to work effectively under pressure. Excellent IT, analytical, numerical, interpersonal, communication, problem-solving and teamworking skills are also essential.
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